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How much does LMI really add to a home’s cost?
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing?...

Trent Carter
Oct 31, 20244 min read


How to nail a home loan if you’re self-employed
It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a...

Trent Carter
Oct 24, 20243 min read


What’s going on with negative gearing?
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why...

Trent Carter
Oct 22, 20243 min read


How long it takes to save a deposit (and how to fast-track it)
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience...

Trent Carter
Oct 10, 20244 min read


Could rate cuts mean house prices heat up again?
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make...

Trent Carter
Oct 3, 20243 min read


Why 9 out of 10 first-home buyers use a mortgage broker
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting...

Trent Carter
Sep 26, 20242 min read


Fixed rates tumble: a sign of things to come?
When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the...

Trent Carter
Sep 12, 20243 min read


The home loan feature 70% of new borrowers are hooked on
When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But...

Trent Carter
Sep 5, 20243 min read


How much has your home’s value risen by?
We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the value of...

Trent Carter
Aug 29, 20243 min read


Property market set to blossom this spring
The sun is out – and so are the buyers! Spring is traditionally a peak period for property, and there’s a good reason why spring 2024 is...

Trent Carter
Aug 27, 20243 min read


How to buy an investment property using your home’s equity
Want to grow your investment portfolio but have most of your wealth tied up in your family home? You may be able to leverage recent gains...

Trent Carter
Aug 15, 20243 min read


Does your job come with home loan perks?
Your job can provide more than an income. When it comes to being approved for a home loan, certain roles can enjoy favourable treatment...

Trent Carter
Aug 9, 20243 min read


Why multi-bedroom homes could be appealing for investors
A cost of living crunch is driving a new trend among renters – and it’s changing the wish lists of some property investors. We reveal...

Trent Carter
Aug 1, 20243 min read


Is fear of rejection holding you back from your life goals?
Scared to apply for a home loan? You’re not alone. Fear of rejection has stopped one in five Aussies from applying for finance over the...

Trent Carter
Jul 25, 20243 min read


How much could you expect to borrow for a home in 2024?
As property prices hit record highs across a number of cities, it’s no surprise that new home loan balances are also nudging towards...

Trent Carter
Jul 17, 20243 min read


50,000 low-deposit spots open for first home buyers and single parents
The new financial year has kicked off with a bang for first home buyers! A whopping 45,000 more places have opened up for them under the...

Trent Carter
Jul 9, 20243 min read


Client Case Study: Navigating Complex Financial Landscapes to Secure a Forever Home
At Provident Lending and Business Solutions, we specialize in turning challenging financial situations into successful home-buying...

Trent Carter
Jul 4, 20242 min read


Will home prices keep rising over the next year?
Property prices are expected to keep climbing higher through to mid-2025 – though not everywhere, according to a new report. We reveal...

Trent Carter
Jun 27, 20243 min read


Rate cuts? Pencil them in for 2025
Put the party pies on ice and postpone those rate-cut celebrations for a while yet. The much-touted rate cuts we’ve been waiting for may...

Trent Carter
Jun 20, 20243 min read


Is a tree or sea change on your horizon?
Fresh air, no bumper-to-bumper traffic and more affordable home prices. There’s plenty of appeal in regional living, including a chance...

Trent Carter
Jun 13, 20243 min read
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