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Welcome to our July edition


With the latest inflation data coming in higher than expected, many homeowners have been left wondering whether the Reserve Bank of Australia (RBA) will hike the cash rate next month.

Even if the RBA doesn’t increase the cash rate, experts are predicting housing purchases to slow in line with weakening economic conditions and affordability constraints.

With job vacancies dropping, employment growth slowing and the unemployment rate lifting, we may see mortgage serviceability weaken, particularly if homeowners lose their jobs or work fewer hours.

Data from the Australian Bureau of Statistics shows the household savings to income ratio fell from 1.6% to 0.9% in the March quarter. In other words, saving a deposit is getting harder for many Australians.

If you’re looking to get into the market, chat to us about your finance options. We’ll talk you through what solutions are available to you.


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