When people ask what I do, I say: I help make good plans happen. I work across business and personal lending — from business funding and commercial property to home loans, construction, investment lending and equipment finance — helping clients put the right funding and structure in place.
I’m Nick, based in Perth, with 20 years’ experience across Commonwealth Bank, NAB and Westpac in personal banking and senior business relationship roles. My background is credit-focused — analysing, structuring and presenting lending in a way that’s practical, bank-ready, and tailored to your needs. I provide clear credit and lending advice so you can make confident decisions.
I’ve worked with businesses from ~$1M to ~$100M in annual turnover, from sole traders to complex structures, and I’ve got a real soft spot for small business: the people doing the late nights, taking the risks, backing themselves, and building something real. You’ll get straight answers, plain English, and a focus on the right lender fit — not a quick fix that costs you later.
Whether you’re a self-employed tradie, an SME business owner or a PAYG employee — if you’d like clarity on your options, get in touch and we’ll map the next steps.










