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When people ask what I do, I say: I help make good plans happen. I work across business and personal lending — from business funding and commercial property to home loans, construction, investment lending and equipment finance — helping clients put the right funding and structure in place.

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I’m Nick, based in Perth, with 20 years’ experience across Commonwealth Bank, NAB and Westpac in personal banking and senior business relationship roles. My background is credit-focused — analysing, structuring and presenting lending in a way that’s practical, bank-ready, and tailored to your needs. I provide clear credit and lending advice so you can make confident decisions.

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I’ve worked with businesses from ~$1M to ~$100M in annual turnover, from sole traders to complex structures, and I’ve got a real soft spot for small business: the people doing the late nights, taking the risks, backing themselves, and building something real. You’ll get straight answers, plain English, and a focus on the right lender fit — not a quick fix that costs you later.

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Whether you’re a self-employed tradie, an SME business owner or a PAYG employee — if you’d like clarity on your options, get in touch and we’ll map the next steps.