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RBA cuts the cash rate for the first time since 2020
Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%....

Trent Carter
Feb 183 min read
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What happens to my home loan if interest rates fall?
Great news for home owners – plenty of economists are tipping an RBA rate cut for February. Assuming it happens, once the celebrations...

Trent Carter
Feb 63 min read
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The top 5 location turn-offs for Aussie home buyers
Ever spotted a bargain property and then thought to yourself: ‘What’s the catch?’ Well, more often than not there’s a good reason behind...

Trent Carter
Feb 43 min read
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How to finance your 2025 home renovation
Bathroom blitz? Kitchen kit out? Or perhaps some landscaping love might be on your house upgrade wishlist for 2025? If so, it’s worth...

Trent Carter
Jan 293 min read
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Decisions decisions… Fixed-rate vs variable home loan rate
Amid growing expectations of rate cuts in 2025, sticking with a variable home loan rate can seem like a no-brainer. But not so fast....

Trent Carter
Jan 164 min read
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House, apartment or townhouse? The pros and cons of each
There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it...

Trent Carter
Jan 143 min read
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Three financial New Year’s resolutions to tackle 2025 head-on
How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence....

Trent Carter
Jan 93 min read
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Merry Christmas! And thanks for your support in 2024!
With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support...

Trent Carter
Dec 24, 20242 min read
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How did property prices go in 2024? And what’s tipped for 2025?
As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and discover what the...

Trent Carter
Dec 12, 20243 min read
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Thinking of buying a holiday home? Here’s what to weigh up
The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a...

Trent Carter
Dec 5, 20244 min read
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Thinking of installing a swimming pool for summer?
There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a...

Trent Carter
Nov 28, 20243 min read
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Client Success Story - Tax Debt Relief
How we helped a business clear a $108K tax debt in just 2 DAYS! At Provident, we understand the pressures that tax debt can place on a...

Trent Carter
Nov 19, 20242 min read
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Do you really need a building inspection?
Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has...

Trent Carter
Nov 14, 20243 min read
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Can we expect the RBA to cut back rates this summer?
With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start...

Trent Carter
Nov 7, 20243 min read
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How much does LMI really add to a home’s cost?
Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing?...

Trent Carter
Oct 31, 20244 min read
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How to nail a home loan if you’re self-employed
It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a...

Trent Carter
Oct 24, 20243 min read
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What’s going on with negative gearing?
Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why...

Trent Carter
Oct 22, 20243 min read
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How long it takes to save a deposit (and how to fast-track it)
Planning to buy your first home? It takes (on average) about five to six years to save a deposit at present. But who’s got the patience...

Trent Carter
Oct 10, 20244 min read
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Could rate cuts mean house prices heat up again?
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make...

Trent Carter
Oct 3, 20243 min read
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Why 9 out of 10 first-home buyers use a mortgage broker
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting...

Trent Carter
Sep 26, 20242 min read
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