Provident Home Page 

They say there’s nothing quite like a parent’s love. Well, perhaps except for a parent’s love plus an extra $40,000 to help buy your first home. Today we’ll look at the pros and cons of family support – plus other ways to buy a first home that give mum and dad a break. Saving a first home deposit can be an endurance test. Nationally, it takes an average of 5.6 years to save a 20% deposit . The catch is that deposits tend to grow slowly, while property prices can rise quickly.

The Reserve Bank has the cash rate in a holding pattern, and several of the big banks have scaled back their predictions of another cash rate cut in 2025. Here’s what it could mean for your home loan. It looks like the rate cut party may have come to an end – for 2025 at least. After leaving rates on hold in September, the Reserve Bank of Australia (RBA) is taking a wait-and-see approach , taking the time to gauge how the earlier rate cuts in February, May and August are flo

Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also...

The clock is ticking towards the festive season, and home buyers still have a small window of opportunity to be settled in their new...

If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if...

Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five...

The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than...

Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan...

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today...

Buying a first home isn’t always easy, and first-timers sometimes miss out on a place they’ve set their heart on. But more than...

Location, location, location. Or should we say: education, education, education. New research shows homes in the catchment areas of...

There’s a lot to love about buying a brand new home, and sales of recently constructed homes have increased 19% over the last quarter. We...

If you haven’t checked your borrowing power recently, it might be worth another look. A lot has happened in 2025, and your borrowing...

Home owners hoping for rate relief in July may be disappointed, but it’s still possible to score a rate cut of your own by refinancing....

Growing a 20% deposit isn’t just challenging. It can be a (very) long slog. Fortunately, 50,000 new places in the popular 5% deposit Home...

Finding the property that’s right for you and your budget is an exciting milestone! But what happens next? We explain how to make an...

Here’s some warming news for winter – first home buyers are making a welcome return to the property market. Several factors suggest the...

Property values nationally have passed a major milestone with the average home price pushing through the $1 million mark for the first...

With winter temps falling, chances are your power bills will rise. This helps explain why buyers are willing to pay 14% extra for...

Despite two much-awaited rate cuts this year, plenty of Australian households are keeping their mortgage repayments on hold – and it...